Policies that protect from the unexpected

GAP

GAP insurance works with your insurance to help cover the portions of your medical expenses that you’d normally be expected to pay for on your own. If you experience an injury or illness covered by your health insurance, Triada will pay up to your maximum benefit.

You Receive

Up to $5,000 annually (Inpatient Benefit) per Covered Member
Up to $2,500 annually (Outpatient Benefit) per Family Unit Regardless of Covered Members

What's covered?

Hospital Inpatient Benefits
  • Hospital charges for room and board
  • Miscellaneous hospital charges including operating room, equipment, supplies, and drugs
  • Intensive Care unit charges
  • Physician charges incurred during the stay
Hospital Outpatient Benefits
  • Facility and Physician expenses for surgery in a Hospital or free-standing surgery center
  • Facility and Physician expenses for diagnostic testing in a Hospital, free-standing imaging facility, or free-standing laboratory
  • Hospital and Physician expenses for treatment in an emergency room
  • Hospital and Physician expenses for other outpatient treatment in a Hospital
How It Works
GAP+

GAP+ by Triada is an innovative new solution to the challenge of costly healthcare. GAP+ offers you even more protection than a traditional GAP policy and gives you a reason to take charge of your health. GAP+ offers you more protection than a traditional GAP policy. All of these are provided for you at no added cost through Triada.

YOU RECEIVE
Up to $5,000 annually (Inpatient Benefit) per Covered Member
Up to $2,500 annually (Outpatient Benefit) per Family Unit Regardless of Covered Members
Up to $2,500 annually (Health Screening Benefit) per Covered Member
Up to $1,100 annually (Health Treatment Benefit) per Covered Member
What's covered?
Same Inpatient and Outpatient coverage as GAP
Access to Screening Benefits such as:
  • Biometric Screen
  • Health Risk Assessment
  • Personalized monthly Triada Health Report
Access to Treatment Benefits such as:
  • Consultations with a personal Triada Dietitian
  • Prescription Refills
  • Dental Exams
How It Works
Accident

Accidents happen. When they happen to you, make sure that you’re protected from financial strain with Accident coverage by Triada. Triada Accident Insurance will pay you a fixed amount of money if you suffer and require treatment for a wide variety of unforeseen injuries. You will get this payout regardless of your medical expenses.

YOU RECEIVE
A fixed amount of money, depending on injury and treatment
What's covered?
Hospital Care
  • Admitted to the hospital or intensive care
  • Overnight stays in the hospital
  • Lodging fees for family who come to stay with you
Emergency Care
  • Emergency room visit
  • Transportation by an ambulance
  • Medical appliance prescription (For example: Pacemaker)
  • Blood transfusion
    Treatment at an Urgent Care facility
    Surgery
Diagnostic Imaging
  • CT Scan or MRI
  • X-Ray
Continuing Care
  • Epidural pain management
  • Follow-ups with a physician
  • Prescribed therapy services
Specific Losses
  • Concussion
  • Emergency repair for a broken tooth
  • Treatment for a gunshot wound
  • A cut(s) that require stitches
  • Burn(s) that require skin grafts
  • Prosthetic
  • Repairing a torn tendon, ligament, rotator cuff or knee cartilage
Major Injuries
  • Death due to an accident
  • Loss of a limb to dismemberment
  • Losing the use of a limb
  • Loss of an eye or your eyesight
Fractures and Dislocations
  • Dislocating a Joint
  • Breaking a bone
How It Works
Critical Illness

A severe illness can be devastating to your health and finances. Luckily, a Critical Illness insurance policy through Triada can provide you and your family with the financial assistance you need to cover your deductibles, co-pays and other medical expenses related to your illness. Your policy will pay you directly up to $50,000 whenever you are diagnosed with any covered condition, giving you the money you need to get back on your feet as soon as possible. You are also able to purchase a Critical Illness policy for your spouse up to 50% of your coverage amount.

YOU RECEIVE
Up to $50,000
What's covered?
Potential Illnesses
  • Heart Attack
  • Heart Surgery
  • Stroke
  • Coma
  • Paralysis
  • Severe Burns
  • Getting Diagnosed with Alzheimer’s
  • Brain Tumors
  • Major Organ Transplants
  • Kidney Failure
  • Loss of Sight, Speech or Hearing
  • Cancer
  • Getting Diagnosed with Alzheimer’s
  • Brain Tumors
  • Major Organ Transplants
  • Kidney Failure
  • Loss of Sight, Speech or Hearing
  • Cancer
PROTECTION FOR YOUR CHILDREN

You can also elect to protect your children on your Triada Critical Illness policy. In addition to the benefits above, your policy will also cover these conditions for your children upon diagnosis:

Potential Illnesses
  • Cerebral Palsy
  • Cleft Palate
  • Down Syndrome
  • Cystic Fibrosis
  • Spina Bifida
How It Works
Short-Term Disability

Short-Term Disability insurance by Triada will pay you a portion of your income if a sickness or injury leaves you disabled for an extended period of time. That way you can meet your financial obligations while you recover.

You Receive
Weekly payments, not to exceed 60% of your gross income, up to $2500 per-week.
What's covered?
Sickness or injury that prevents you from returning to work for more than 14 days and up to 6 months.
How It Works
Group insurance policies are underwritten Triada Health. Product offerings may vary depending on state laws and regulations.
Group GAP, GAP+, Accident Coverage, Critical Illness Coverage, Short-Term Disability Coverage is a limited benefit policy. It does NOT provide basic hospital, basic medical, or major medical insurance. This information is not intended to be a complete description of the insurance coverage available. Policies have exclusions and limitations which may affect any benefits payable. Benefits payable are subject to all terms and conditions of the Policy.

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