GAP insurance bridges the divide between what your health insurance will cover and what you’re expected to pay. It can reduce or even eliminate the out-of-pocket expenses you or your family might face as the result of an injury or sickness.
63% of Americans don’t have the savings to cover out-of-pocket medical costs of $500 – a fraction of most healthcare plan deductibles – in the event of an injury of sickness.
Participating in health screening and treatments qualify you to receive monthly claim payments from your GAP+ policy. These payments offset the cost of your GAP+ policy, making excellent coverage much easier to afford. Depending on your coverage level and income, you could fund additional policies through Triada just by enrolling in GAP+.
GAP+ provides you with access to a comprehensive wellness program called Triada HRM. This program consolidates a variety of healthcare services like a personal dietitian, a prescription discount plan and health advocacy that you can utilize to receive your GAP+ Health benefits every month.Learn about Triada HRM
Each month that Ed consults his personal dietitian and refills his blood pressure medication, he receives monthly payments for engaging in his Health Screening and Health Treatment Benefits.
It is deposited on the same day as his paycheck and help offset the cost of his GAP+ policy.
Since he’s enrolled in GAP+, Ed is also able to fund an Accident policy through Triada without reducing his take-home pay.
He falls down a flight of stairs, and is admitted to the emergency room where he undergoes an MRI and is diagnosed with a concussion.
Since Ed hasn’t met his health insurance deductible for the year, he could be expected to pay up to his maximum out-of-pocket for his treatment.
Ed’s GAP+ policy covers him for $2,500 of outpatient benefits. On top of that, his Triada Accident Policy will pay him $300 for his emergency room treatment, $300 for his MRI and $450 for suffering a concussion – regardless of his medical expenses.